Individual Health Insurance
The Benefit Source offers a large variety of plans for individual health insurance. Some of our most popular plans are offered by BlueCross/Blue Shield, and Unicare. In the following tables, we outline some of our most popular offerings.
Note that rates are estimates and should be verified with a formal quote. Medical conditions and specific geographic region where you reside may effect rates. Rates assume no tobacco use. To request a formal quote, please visit our individual quote page, or call us at 800.530.1773.
| Blue Cross/Blue Shield, Basic Blue |
 | Hospitalization Plan, covers inpatient hospitalization, emergency care, outpatient surgery and limited additional outpatient services. generally does not cover most routine outpatient procedures. The following table provides for a $2,500 deductible, 80/60 plan (80% in-network, 60% out-of-network). In network out of pocket max including deductible is $3,500 per year, out of network is $7500 per year. No maternity coverage. |
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| Single | 20yrs | 25yrs | 30yrs | 35yrs | 40yrs | 45yrs | 50yrs | 55yrs | 60yrs |
| Male | $34.46 | $37.05 | $41.97 | $49.03 | $61.28 | $78.38 | $97.94 | $126.76 | $158.05 |
| Female | $46.52 | $48.45 | $55.15 | $61.28 | $71.08 | $83.34 | $96.63 | $108.88 | $124.37 |
| Family |
| (Spouse+2 kids) | $144.04 | $148.57 | $160.18 | $173.38 | $195.42 | $224.78 | $257.64 | $298.71 | $345.49 |
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| Unicare Saver 2000 |
 | $30 office visit copay limited to 2 visits per year, $2000 deductible (70% in network, 60% out of network). Drug Card, $10 generic, $25 namebrand, limited to $500 of prescription medication per year. Maximum out-of-pocket including deductible is $5,000 in network, $12,000 out-of network, no maternity coverage. |
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| Single | 20yrs | 25yrs | 30yrs | 35yrs | 40yrs | 45yrs | 50yrs | 55yrs | 60yrs |
| Male | $48.00 | $48.00 | $51.00 | $60.00 | $72.00 | $92.00 | $113.00 | $148.00 | $189.00 |
| Female | $48.00 | $48.00 | $62.00 | $76.00 | $92.00 | $109.00 | $127.00 | $143.00 | $167.00 |
| Family |
| (Spouse+2 kids) | $146.00 | $146.00 | $150.00 | $173.00 | $199.00 | $233.00 | $273.00 | $324.00 | $380.00 |
|
| Blue Cross/Blue Shield, Select Blue |
| $500 deductible, 80% coverage in-network, 60% out-of-network. Maximum out of pocket amount si $1,000 in network and $4,000 out of network. $20 Office visit copay. Drug Card. $0 generic prescriptions, 35% namebrand, 50% non-formulary. Maternity coverage is available, but not quoted in the following table. |
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| Single | 20yrs | 25yrs | 30yrs | 35yrs | 40yrs | 45yrs | 50yrs | 55yrs | 60yrs |
| Male | $105.97 | $113.94 | $129.05 | $150.77 | $188.42 | $241.01 | $301.15 | $389.78 | $485.99 |
| Female | $143.03 | $148.98 | $169.58 | $188.42 | $218.57 | $256.25 | $297.14 | $334.80 | $382.41 |
|
| Family |
| (Spouse+2 kids) | $442.92 | $456.84 | $492.54 | $533.11 | $600.90 | $691.18 | $792.21 | $918.50 | $1062.32 |
|
| Unicare Premier No Deductable PPO |
| No deductible plan. $30 Office Visit Copay, 80% coverage in network, 60% out of network. Drug card: $10 generic, $25 namebrand. Maximum out of pocket: $3,000 in network, $10,000 out of network. No maternity. |
| Single | 20yrs | 25yrs | 30yrs | 35yrs | 40yrs | 45yrs | 50yrs | 55yrs | 60yrs |
| Male | $140.00 | $140.00 | $157.00 | $178.00 | $206.00 | $248.00 | $311.00 | $394.00 | $482.00 |
| Female | $165.00 | $165.00 | $215.00 | $244.00 | $270.00 | $302.00 | $347.00 | $382.00 | $422.00 |
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| Family |
| (Spouse+2 kids) | $478.00 | $478.00 | $495.00 | $565.00 | $621.00 | $688.00 | $782.00 | $908.00 | $1028.00 |
