Flow Products Benefits
PPO Plans Large& Small Neteworks
& HMO Plan
Choose Blue PPO Network
Choose Blue PPO Network
Choose Blue Choice Preferred
Cost Per Paycheck
Ask Flow Admin for Personalized Cost Per Paycheck
HMO Plan $- Ded P506PSN
Click arrow below to view Summary of Benefit Coverage
Large PPO Network
G536PPO $2,000 Ded
Click arrow below to view Summary of Benefit Coverage
Options PPO/HSA
Small & Large Networks
S507 $4,600 Ded
Click arrow below to view Summary of Benefit Coverage for the S535 PPO
Large PPO Network S532 $3,250 Ded
Click arrow below to view Summary of Benefit Coverage
Small Network PPO S532BCE, $3,250 Ded
Click arrow below to view Summary of Benefit Coverage
Plan Choice and Common Reasons
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Large PPO; Best Access to Docs and Hospitals
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Small PPO Network; saves premium
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HMO Rich benefits, must choose PCP and stay in network to receive benefits
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Options PPO has both Small and Large Network combined. Large network has higher copays, deductible and out of pocket. NOTE: Out of pocket costs and totals are separate for small and large networks.
Choose Blue Precision Network
Choose Blue Options Network
Click Button Below To Search for Medical Providers
HSA tax benefits (For S507OPT PPO)
Here are the 3 tax advantages HSAs offer:*
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Contributing: Any post-tax money you contribute to an HSA is tax-deductible, up to the IRS limit. If payroll deduction is an option for you, those contributions are usually pre-tax. (Flow Products is not sponsoring an HSA group account that funds with pretax contributions, so employees may deduct their post tax contributions when filing federal taxes.. Open an HSA account at your local bank, fund account, and receive a debit card to pay for all medically qualified expenses)
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Spending: Using your HSA money to pay for qualified medical expenses is always free from federal income taxes.
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Investing: If you choose to invest your HSA money, any growth is free from federal income taxes.
Blue Cross Library of Services
Blue 365 Discounts
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Blue Access For Mambers
Virtual Visits
Member Rewards
Preventitve Rx
Diabetes Glucose Managment
Wellness Management
Preventive Services
HMO 6 Tier Rx Formulary Open Doc, Best if you download doc then click Magnifying Glass in top tool bar. Type in name of Rx
PPO 6 Tier Rx Formulary Open Doc, Best if you download doc then click Magnifying Glass in top tool bar. Type in name of Rx
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Refer to Plan Benefits to see cost for each tier.
Not sure how to look up in formulary. Call or email contact information below, we can help!
Ameritas Dental & Vision
Dental insurance is Employer sponsored; Employer pays a portion of coverage.. See Cost per paycheck ablovependent coverage costs.
