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Flow Products Benefits

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PPO Plans Large& Small Neteworks
& HMO Plan

Choose Blue PPO Network

Choose Blue PPO Network

Choose Blue Choice Preferred

Cost Per Paycheck

Ask Flow Admin for Personalized Cost Per Paycheck

HMO Plan $- Ded P506PSN

Click arrow below to view Summary of Benefit Coverage

Large PPO Network
G536PPO $2,000 Ded

Click arrow below to view Summary of Benefit Coverage 

Options PPO/HSA
Small & Large Networks
S507 $4,600 De
d

Click arrow below to view Summary of Benefit Coverage for the S535 PPO

Large PPO Network S532 $3,250 Ded

Click arrow below to view Summary  of Benefit Coverage

Small Network PPO S532BCE, $3,250 Ded

Click arrow below to view Summary of Benefit Coverage 

Plan Choice and Common Reasons

  • Large PPO; Best Access to Docs and Hospitals

  • Small PPO Network; saves premium

  • HMO Rich benefits, must choose PCP and stay in network to receive benefits

  • Options PPO has both Small and Large Network combined.  Large network has higher copays, deductible and out of pocket.  NOTE: Out of pocket costs and totals are separate for small and large networks.  

Choose Blue Precision Network

Choose Blue Options Network

Click Button Below To Search for Medical Providers

HSA tax benefits (For S507OPT PPO)

Here are the 3 tax advantages HSAs offer:*

  • Contributing: Any post-tax money you contribute to an HSA is tax-deductible, up to the IRS limit. If payroll deduction is an option for you, those contributions are usually pre-tax.              (Flow Products is not sponsoring an HSA group account that funds with pretax contributions, so employees may deduct their post tax contributions when filing federal taxes..  Open an HSA account at your local bank, fund account, and receive a debit card to pay for all medically qualified expenses)

  • Spending: Using your HSA money to pay for qualified medical expenses is always free from federal income taxes.

  • Investing: If you choose to invest your HSA money, any growth is free from federal income taxes.

Blue Cross Library of Services

Blue 365 Discounts

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BAM 
Blue Access For Mambers

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Virtual Visits

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Member Rewards

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Preventitve Rx

 

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Diabetes Glucose Managment

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Wellness Management

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Preventive Services

HMO 6 Tier Rx Formulary Open Doc, Best if you download doc then click Magnifying Glass in top tool bar. Type in name of Rx

PPO 6 Tier Rx Formulary Open Doc, Best if you download doc then click Magnifying Glass in top tool bar. Type in name of Rx

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Refer to Plan Benefits to see cost for each tier.

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Not sure how to look up in formulary.  Call or email contact information below, we can help! 

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Ameritas Dental & Vision

Dental insurance is Employer sponsored;  Employer pays a portion of coverage..  See Cost per paycheck ablovependent coverage costs.

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Choose Classic PPO Network

This is a passive PPO meaning
you may go to any dentist. Many  dentists will accept the Ameritas  reimbursement for services.  Network dentists guarantee benefits as described.

Phone 630-738-1224

Contact Support Email
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