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PPO, HMO & HSA Plans
Large and Small Networks
Plan Choice and Common Reasons
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Large PPO; Best Access to Docs and Hospitals
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Small PPO Network; saves premium
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Hybrid; Permits larger access at higher out of pocket costs.
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HMO rich benefits, must choose PCP and obtain referrals to specialist
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HSA Medical Expenses may be deducted from taxes
Cost Per Paycheck
Click arrow below to view spreadsheet of three offered health plans.
Voluntary Dental and Vision Benefits
2 networks offered. Choose Delta PPO and Delta Premier
Employees may elect Dental and/or Vision coverage. Group plans are largely discounted and most often have better benefits than individual policies. In addition, premiums are deducted pretax from pay, lowering gross pay and taxes.
Click Eyeball For Vision Providers Choose Select Network
Dental plan is a 'Passive PPO.' Benefits are the same in or out of network. Delta reimburses dentists a MAC (Maximum Allowable Charge). Most dentists will accept this reimbursement, but is a good idea to ask a non network dental office to verify what Delta will pay before dental procedures. Non network dental offices may balance bill member if they charge over the MAC.
Contact Daniel Crantz for More Info
dcrantz@thebenefitsourceinc.com
630-738-1224
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