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  • Increase Group 401K Investments

  • Roll HSA Contributions to 401K 

  • Major Incentives For Employers

Financial Advisors
Employer Groups
5 or more employees

The Future of Healthcare Delivery
Multiple diverse platforms working together. This webpage, tabs above explain how the plan functions from an Employer Healhtplan point of view. 

For more on Financial Advisor strategy, see bottom of this page.

Click Below

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Click Above For Website

 HCIactive Article

Employee Paycheck Example

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GAP Plan Provider Click Above

Combine familiar products with incredible results.
KEY;
DP (Decrease Premium
IB (Increase Benefits)

IH (Improve EE Health)
NC (No Cost or No Net Cost)

IR (Increase Revenue)

Large Deductible Health, any carrier    DP
EE pretax purchase GAP plan covers OOP.  IB
Employer purchased HRM, Health Risk Management  IH

Employer cost of HRM about 2/3 of tax savings. NC IR
Per tax code direct EE HRM claim reimbursement covers GAP cost and more.  IB
Employee paycheck cost is net zero NC
Extra $ may be available for EE purchase of worksite benefits.  IB NC


                 


Financial Strategies 
This plan/platform creates advantages for Employers, Employees, Financial Advisors and Insurance Broders. It combines diverse data from payroll, HR demographics, GAP and Health Claims vis an enrollment engine that utilizes complete tax dollar information per employee

Financial Advisors

  • Assists employer with high deductible health plan decreasing  premium

  • Roll HSA funds into 401K as HSA is limited in amount and utilization

  • Roll HSA future contributions into 401K

 

Employers

  • Maximize FICA

  • Offer 100% Health Coverage

  • ​Attracts and retains employees

  • Provides wealth of health data for self funding

  • Healthier employees with HRM

Employees

  • 100% health coverage

  • HRM program at no cost providing guidance in medication, exercise, lifestyle etc

  • Extra Worksite Benefits at no or little coast

  • Provides more cash to invest in 401K

Health Insurance Brokers​

  • Provide employers with 100% coverage

  • Increased commissions on GAP and ancillary worksite products

  • Strengthens relationship with employer 

All copy and content is provided by The Benefit Source.. 
The Benefit Source is a Managing General Agent working with consultants and insurance brokers to bring new solutions and products to employers and employees.   We are a resource as one point of contact for implementation and ongoing service.

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