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  • SaaS (Software as a Self-Service) has become a key application juncture where the variables of daily consumer interactions meet.

  • Social interaction, shopping, travel and transportation, restaurants, calendars and planning all collide on the access point of the smart phone.

  • Medical records, doctor appointments, telemedicine, provider search, claims and finance too have begun to merge onto the access point of computers, tablets and phones..

  • HCIactive leads the way in merging data across many platforms and bringing the right information, the right access at the right time to the consumer.

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Market Trends and and Anticipated Changes

Healthcare Evolves as Consumer Centric

  • Concurrent sharing of Information from historically divergent sources will change and improve healthcare benefits and delivery, including enrollment, benefits, claims, fitness, ancillary benefits and financial services, HSA and Retirement Savings.

  • Cyber existence of all facets of health and financial plans, creating a leaner, more powerful wholesome product.

  • Brick & mortar insurance carriers  may evolve as a way to leverage lower cost by integration of New Tech Plans.

  • Consumer-Centric plans engage member, via watch, smart phone or website.  Like Amazon or Uber, it connects directly with the consumer/member sustaining the system on a concurrent, financial, wellness and analytic platform that gathers data/analytics and identifies and addresses risk in the earliest stages.

  • Blue Heart lowers premium today, stabilizes premium tomorrow, improves employee health, improves employee benefits eliminating deductibles and coinsurance and increases access for many via the Cigna PPO network.

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