FUTURE

THE FUTURE IS IN OUR PHONES

SaaS (Software as a Self-Service) has become a key application juncture where the variables of daily consumer interactions meet.
Social interaction, shopping, travel and transportation, restaurants, calendars and planning all collide on the access point of the smart phone.
Medical records, doctor appointments, telemedicine, provider search, claims and finance too have begun to merge onto the access point of computers, tablets and phones..
HCIactive leads the way in merging data across many platforms and bringing the right information, the right access at the right time to the consumer.

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Market Trends and and Anticipated Changes

Healthcare Evolves as Consumer Centric

Concurrent sharing of Information from historically divergent sources will change and improve healthcare benefits and delivery, including enrollment, benefits, claims, fitness, ancillary benefits and financial services, HSA and Retirement Savings.
Cyber existence of all facets of health and financial plans, creating a leaner, more powerful wholesome product.
Brick & mortar insurance carriers may evolve as a way to leverage lower cost by integration of New Tech Plans.
Consumer-Centric plans engage member, via watch, smart phone or website. Like Amazon or Uber, it connects directly with the consumer/member sustaining the system on a concurrent, financial, wellness and analytic platform that gathers data/analytics and identifies and addresses risk in the earliest stages.
Blue Heart lowers premium today, stabilizes premium tomorrow, improves employee health, improves employee benefits eliminating deductibles and coinsurance and increases access for many via the Cigna PPO network.