Combine familiar products with incredible results.
KEY;
DP (Decrease Premium
IB (Increase Benefits)
IH (Improve EE Health)
NC (No Cost or No Net Cost)
IR (Increase Revenue)

Large Deductible Health, any carrier, multiple carriers   DP
EE pretax purchase GAP plan covers OOP.  IB
Employer purchased HRM, Health Risk Management  IH
Employer cost of HRM about 2/3 of tax savings. NC IR
Per tax code direct EE HRM claim reimbursement covers GAP cost and more.  IB
Employee paycheck cost is net zero NC
Extra $ may be available for EE purchase of worksite benefits. IB NC
Broker Increase Commissions IR

                     An enrollment tax engine platform merges information  from HR, Payroll and Health Benefits
             to make this possible.  We utilize combined information from disparate sources to greatly improve
benefits and reduce cost.​​