Cost Per Paycheck
$
Click arrow below to view spreadsheet of three offered health plans.
Small Network
S532BCE PPO
Choose Blue Choice Preferred Network
Click arrow below to view Summary of Benefit Coverage f
Small & Large Network G506OPT PPO
C hoose Blue Options BCO Network
Click arrow below to view Summary of Benefit Coverage fo
HMO Network P506PSN HMO
Choose Blue Precision Network
Click arrow below to view Summary of Benefit Coverage f
Small PPO Network
G533BCE HSA
Choose Blue Choice Preferred Network
Click arrow below to view Summary of Benefit Coverage fo
Plan Choice and Common Reasons
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Large PPO; Best Access to Docs and Hospitals
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Small PPO Network; saves premium
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Small & Laege PPO, Hybrid Network; Permits larger access at higher out of pocket costs.
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HMO rich benefits, must choose PCP and obtain referrals to specialist
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HSA Medical Expenses may be deducted from taxes
Click Button Above To Search for Medical Providers
HSA tax benefits (For S532BCE PPO Plan)
Here are the 3 tax advantages HSAs offer:*
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Contributing: Any post-tax money you contribute to an HSA is tax-deductible, up to the IRS limit. If payroll deduction is an option for you, those contributions are usually pre-tax. (Your employer is not sponsoring an HSA group account that funds with pretax contributions, so employees may deduct their post tax contributions when filing federal taxes.. Open an HSA account at your local bank, fund account, and receive a debit card to pay for all medically qualified expenses)
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Spending: Using your HSA money to pay for qualified medical expenses is always free from federal income taxes.
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Investing: If you choose to invest your HSA money, any growth is free from federal income taxes.
Blue Cross Library of Services
Click Document
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PPO Only. Ask HNO Office for availability
Blue 365 Discounts
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BAM
Blue Access For Mambers
Virtual Visits
Member Rewards
Preventitve Rx
Preventative Services
Diabetes Glucose Managment
Wellness Management
HMO 6 Tier Rx Formulary Open Doc, Best if you download doc then click Magnifying Glass in top tool bar. Type in name of Rx
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Refer to Plan Benefits to see cost for each tier.
Not sure how to look up in formulary. Call or email contact information below, we can help!
PPO 6 Tier Rx Formulary Open Doc, Best if you download doc then click Magnifying Glass in top tool bar. Type in name of Rx
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Cost and ROI
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Costs less than commissions of one employee per month
Dental and Vision Benefits
2 networks offered. Choose Delta PPO and Delta Premier
Employees may elect Dental and/or Vision coverage. Group plans are largely discounted and most often have better benefits than individual policies. In addition, premiums are deducted pretax from pay, lowering gross pay and taxes.
