top of page

Lower Premium Increased Benefits

Keep your current health plan and broker.  Works with any plan so employees with Spousal or other coverage may benefit.

We utilize data from disparate sources to eliminate out of pocket healthcare expense for most employees at net zero paycheck cost.  Employer costs improve in FICA revenue.

Click for more Information

Click for more Information

Decrease Premium & Increase Benefits 
Click Image Below For PDF

Insure Wellness Slide ER.jpg

Combine familiar products with incredible results.
DP (Decrease Premium
IB (Increase Benefits)

IH (Improve EE Health)
NC (No Cost or No Net Cost)

IR (Increase Revenue)

Large Deductible Health, any carrier    DP
EE pretax purchase GAP plan covers OOP.  IB
Employer purchased HRM, Health Risk Management  IH

Employer cost of HRM about 2/3 of tax savings. NC IR
Per tax code direct EE HRM claim reimbursement covers GAP cost and more.  IB
Employee paycheck cost is net zero NC
Extra $ may be available for EE purchase of worksite benefits.  IB NC

                     An enrollment tax engine platform merges information  from HR, Payroll and Health Benefits
             to make this possible.  We 
utilize combined information from disparate sources to greatly improve
fits and reduce cost.

Click on image below for pdf

Insure wellness employee.jpg

Click on image below for pdf

Insure Wellness Employer.jpg

We invite employers and brokers to a Zoom presentation and Q& A the second Friday of each month in the first quarter of 2024.  We recommend a varied attendance including but not limited to Brokers, Owners, CEOs, CFOs, Financial Advisors, IT Executives, Payroll and HR. 

bottom of page