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Lower Premium Increased Benefits
EMPOYERS
Keep your current health plan and broker. Works with any plan so employees with Spousal or other coverage may benefit.
DATA
We utilize data from disparate sources to eliminate out of pocket healthcare expense for most employees at net zero paycheck cost. Employer costs improve in FICA revenue.
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Decrease Premium & Increase Benefits
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Combine familiar products with incredible results.
KEY;
DP (Decrease Premium
IB (Increase Benefits)
IH (Improve EE Health)
NC (No Cost or No Net Cost)
IR (Increase Revenue)
Large Deductible Health, any carrier DP
EE pretax purchase GAP plan covers OOP. IB
Employer purchased HRM, Health Risk Management IH
Employer cost of HRM about 2/3 of tax savings. NC IR
Per tax code direct EE HRM claim reimbursement covers GAP cost and more. IB
Employee paycheck cost is net zero NC
Extra $ may be available for EE purchase of worksite benefits. IB NC
An enrollment tax engine platform merges information from HR, Payroll and Health Benefits
to make this possible. We utilize combined information from disparate sources to greatly improve
benefits and reduce cost.
Employee
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Employer
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Questions;
We invite employers and brokers to a Zoom presentation and Q& A the second Friday of each month in the first quarter of 2024. We recommend a varied attendance including but not limited to Brokers, Owners, CEOs, CFOs, Financial Advisors, IT Executives, Payroll and HR.
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